Building Material Manufacturers in Hyderabad

Debt advice, tools to manage finances better

How we can help you

Sangam’s debt  advice service is currently funded by the City Bridge Trust. Our staff work on behalf of our clients and provide them with the tools to manage their finances better, and assist those with multiple debts and at risk of crisis. Areas where we provide help:

  • Rent and mortgage
  • Council tax and service charge arrears
  • Forfeiture proceedings
  • Benefits over overpayment
  • Credit card debts
  • Bankruptcy and debt relief orders
  • Unpaid gas/electricity bills

Please note: all debt appointments will cease by 14th January 2022. Please contact us asap  to secure an appointment before then.

Our staff provide impartial and non-judgemental support that ensures clients get the assistance they need that makes a difference and relieves the stress that comes when under significant levels of financial pressure. To achieve this we focus on delivering quality across the service by offering:

  • High-quality and bespoke casework
  • Effective negotiation behalf of our clients
  • Developing and managing our outcomes framework
  • The establishment of new partnerships that can develop the capacity of our work
  • Delivering excellent customer service that is tailored to the needs of the client
  • Individual and peer to peer personal budgeting sessions
Personal Budgeting

Sangam also holds a monthly budgeting session where clients are assisted in managing budgets, deal with creditors and better manage their finances. The clients are provided with information packs which include an Income and Expenditure template for them to take away and complete along with a copy of the presentation and other leaflets relating to Sangam.

The budgeting sessions are informal where clients are free to participate and ask for any further information. They’re also unique and allow us to discuss matters which concern the clients at that moment in time i.e., enforcement, cost of living, increased bills (council tax, water, gas, electricity).

Case Studies

For more details on the support and help we offer…